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  • Home
  • Loan Programs
  • Calculators
  • Team
  • Contact
  • Loan Process
  • Why use a mortgage broker
  • Privacy Policy
Geremia Capital, LLC
  • Home
  • Loan Programs
  • Calculators
  • Team
  • Contact
  • Loan Process
  • Why use a mortgage broker
  • Privacy Policy

Loan Programs

There are plenty of loan options and programs to choose from.  We are here to help fit you into the best one.
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Conventional
Conventional mortgages are the most common type of mortgage in the United States. ​  
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Jumbo
A jumbo loan, also known as a jumbo mortgage, is a type of loan that exceeds the limits set in place by the Federal Housing Financing Agency
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FHA
​An FHA loan is a mortgage that is insured by the Federal Housing Administration (FHA)
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VA
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A VA loan is a mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs ​
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Reverse
A reverse mortgage is a loan that allows homeowners 62 years of age or older to borrow money against the equity in their home without having to make monthly payments. ​
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Second
A Second Mortgage is a subordinate, or secondary, mortgage loan that is made while the original mortgage loan is still in effect.
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Renovation
​Renovation loans allow a borrower to finance the purchase of a home as well as the cost of renovations all in one loan package.
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Investment
​Investment Loans are for those who want to purchase a property that is planned to generate income.
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Commercial
​A commercial loan is a loan that is done between a bank and a business, used to fund a building purchase, operating costs and/or capital expenditures
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Construction
A construction loan is short-term financing that can be used to cover the costs associated with building a house, from start to finish.
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Rate Options

Fixed Rate
​A fixed rate mortgage is a traditional loan that includes a monthly principal and interest payment.
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Adjustbale Rate (ARM)
Adjustable-rate mortgages are home loans with an interest rate that adjusts over a specified time period
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Interest Only (IO)
An interest-only mortgage is a type of loan in which the borrower is required to pay only the interest on the loan for a certain period.
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GET PREQUALIFIED

​Mortgage Broker NMLS 195733
Mortgage Loan Officer NMLS 195849
Licensed by the N.J. Department of Banking and Insurance
​Licensed by New York Department of Financial Services
Mortgage Broker Licensed in PA, FL, SC

​A Registered Mortgage Broker
All loans arranged by third party lenders

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

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